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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,021 | $105,284-12.6% | $150,734-39.0% | $94,015-2.1% |
| Participation rate | 65.0% | 71.7%-6.7pp | 78.4%-13.4pp | 70.8%-5.8pp |
| Annual return | 16.50% | 15.67%+0.8pp | 600.81%-584.3pp | 17.84%-1.3pp |
| Employer contribution / active EE | $4,764 | $3,599+32.4% | $4,918-3.1% | $2,790+70.7% |
| Participant deferral / active EE | $11,458 | $4,274+168.1% | $5,610+104.2% | $4,249+169.6% |
| Admin fee / account holder | $8,704 | $9,839-11.5% | $14,905-41.6% | $8,951-2.8% |