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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,021 | $93,345-1.4% | $119,126-22.8% | $87,485+5.2% |
| Participation rate | 65.0% | 68.7%-3.7pp | 75.8%-10.8pp | 68.9%-3.9pp |
| Annual return | 16.50% | 19.08%-2.6pp | 282.11%-265.6pp | 26.06%-9.6pp |
| Employer contribution / active EE | $4,764 | $3,172+50.2% | $4,034+18.1% | $2,596+83.5% |
| Participant deferral / active EE | $11,458 | $4,099+179.5% | $5,318+115.5% | $4,274+168.1% |
| Admin fee / account holder | $8,704 | $8,039+8.3% | $10,693-18.6% | $7,775+11.9% |