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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,556 | $135,956-70.9% | $123,894-68.1% | $273,972-85.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 10.25% | 56.63%-46.4pp | 47.52%-37.3pp | 41.46%-31.2pp |
| Employer contribution / active EE | $2,313 | $5,170-55.2% | $4,617-49.9% | $4,869-52.5% |
| Participant deferral / active EE | $5,233 | $6,343-17.5% | $5,984-12.6% | $5,287-1.0% |
| Admin fee / account holder | $1,586 | $9,817-83.8% | $8,357-81.0% | $10,133-84.3% |