Retirement plan

COLUMBIA RIVER INSURANCE INC SAVINGS AND RETIREMENT PLAN

Name: COLUMBIA RIVER INSURANCE, INC. - COLUMBIA RIVER INSURANCE INC SAVINGS AND RETIREMENT PLAN (2017) Form 5500
Creator: COLUMBIA RIVER INSURANCE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COLUMBIA RIVER INSURANCE INC SAVINGS AND RETIREMENT PLAN, COLUMBIA RIVER INSURANCE, INC.

COLUMBIA RIVER INSURANCE, INC.EIN 26-1109974Plan #002PY 2017

PO BOX 500 - HOOD RIVER, OR 97031541-386-2444columbiariverins.comLinkedIn1-10 employeesinsurance

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$418K

+34.4% from 2016

Total participants

0.0% from 2016

Average account balance

$52,228

+34.4% from 2016

Annual return

19.56%

+11.59 pp from 2016

Benchmarks

See 30,802 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants<25

Cohort30,802 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$725K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

110.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$72K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$362

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$2K

$213 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.408%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,228

$171,867-69.6%

$149,721-65.1%

$147,586-64.6%

Participation rate

87.5%

88.2%-0.7pp

87.1%+0.4pp

82.8%+4.7pp

Annual return

19.56%

2113.36%-2093.8pp

1501.67%-1482.1pp

578.59%-559.0pp

Employer contribution / active EE

$1,146

$6,275-81.7%

$5,444-79.0%

$4,876-76.5%

Participant deferral / active EE

$4,834

$7,270-33.5%

$6,568-26.4%

$5,439-11.1%

Admin fee / account holder

$213

$13,799-98.5%

$11,282-98.1%

$10,886-98.0%

COLUMBIA RIVER INSURANCE INC SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COLUMBIA RIVER INSURANCE INC SAVINGS AND RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion