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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,513 | $91,198-18.3% | $178,503-58.3% | $79,856-6.7% |
| Participation rate | 20.0% | 69.2%-49.2pp | 81.9%-61.9pp | 69.6%-49.6pp |
| Annual return | 39.51% | 24.20%+15.3pp | 151.12%-111.6pp | 31.71%+7.8pp |
| Employer contribution / active EE | $336 | $3,257-89.7% | $5,011-93.3% | $2,471-86.4% |
| Participant deferral / active EE | $1,801 | $3,237-44.4% | $5,202-65.4% | $3,741-51.9% |
| Admin fee / account holder | $20 | $6,748-99.7% | $13,987-99.9% | $5,306-99.6% |