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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,848 | $71,215+134.3% | $93,696+78.1% | $80,935+106.1% |
| Participation rate | 78.6% | 60.4%+18.2pp | 68.7%+9.9pp | 67.7%+10.9pp |
| Annual return | 7.35% | 11.27%-3.9pp | 133.74%-126.4pp | 35.66%-28.3pp |
| Employer contribution / active EE | $6,568 | $1,565+319.6% | $2,422+171.2% | $2,757+138.2% |
| Participant deferral / active EE | $3,845 | $4,037-4.7% | $4,417-12.9% | $4,299-10.6% |
| Admin fee / account holder | $12,321 | $6,958+77.1% | $8,287+48.7% | $6,924+77.9% |