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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,799 | $136,307-48.1% | $106,619-33.6% | $273,972-74.2% |
| Participation rate | 30.8% | 84.8%-54.0pp | 78.0%-47.2pp | 83.0%-52.2pp |
| Annual return | 7.92% | 11.05%-3.1pp | 9.42%-1.5pp | 41.46%-33.5pp |
| Employer contribution / active EE | $229 | $5,190-95.6% | $3,947-94.2% | $4,869-95.3% |
| Participant deferral / active EE | $1,427 | $4,969-71.3% | $3,930-63.7% | $5,287-73.0% |
| Admin fee / account holder | $82 | $8,625-99.1% | $6,418-98.7% | $10,133-99.2% |