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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,047 | $84,493-47.9% | $125,381-64.9% | $66,938-34.2% |
| Participation rate | 69.6% | 76.4%-6.8pp | 82.4%-12.8pp | 69.8%-0.2pp |
| Annual return | -16.91% | -8.49%-8.4pp | 572.31%-589.2pp | 1.58%-18.5pp |
| Employer contribution / active EE | $2,330 | $3,554-34.4% | $4,815-51.6% | $2,545-8.5% |
| Participant deferral / active EE | $4,215 | $6,783-37.9% | $7,448-43.4% | $4,238-0.5% |
| Admin fee / account holder | $6 | $685-99.1% | $10,007-99.9% | $594-98.9% |