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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,977 | $73,848-36.4% | $143,799-67.3% | $68,486-31.4% |
| Participation rate | 40.0% | 66.7%-26.7pp | 80.3%-40.3pp | 67.9%-27.9pp |
| Annual return | -19.26% | 0.91%-20.2pp | -0.04%-19.2pp | -7.85%-11.4pp |
| Employer contribution / active EE | $2,530 | $3,184-20.6% | $4,952-48.9% | $2,597-2.6% |
| Participant deferral / active EE | $6,106 | $3,385+80.4% | $5,638+8.3% | $4,028+51.6% |
| Admin fee / account holder | $5,027 | $5,755-12.6% | $14,677-65.7% | $5,404-7.0% |