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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,620 | $162,136+23.1% | $152,301+31.1% | $154,746+29.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.30% | 91.02%-75.7pp | 80.50%-65.2pp | 172.34%-157.0pp |
| Employer contribution / active EE | $4,469 | $4,890-8.6% | $4,624-3.4% | $4,379+2.1% |
| Participant deferral / active EE | $11,658 | $8,341+39.8% | $8,004+45.7% | $6,730+73.2% |
| Admin fee / account holder | $1,004 | $15,759-93.6% | $14,398-93.0% | $14,365-93.0% |