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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,178 | $83,485+6.8% | $125,195-28.8% | $72,976+22.2% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 19.96% | 25.77%-5.8pp | 43.79%-23.8pp | 81.02%-61.1pp |
| Employer contribution / active EE | $4,902 | $2,346+109.0% | $3,866+26.8% | $2,440+100.9% |
| Participant deferral / active EE | $4,255 | $3,586+18.6% | $4,937-13.8% | $3,608+17.9% |
| Admin fee / account holder | $2,879 | $5,518-47.8% | $9,704-70.3% | $5,124-43.8% |