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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,818 | $175,231+0.3% | $149,696+17.4% | $139,466+26.1% |
| Participation rate | 58.3% | 83.4%-25.1pp | 78.8%-20.4pp | 80.3%-22.0pp |
| Annual return | 19.08% | 166.77%-147.7pp | 134.46%-115.4pp | 373.66%-354.6pp |
| Employer contribution / active EE | $1,878 | $5,478-65.7% | $4,821-61.0% | $4,754-60.5% |
| Participant deferral / active EE | $3,817 | $6,521-41.5% | $5,682-32.8% | $6,712-43.1% |
| Admin fee / account holder | $36 | $16,155-99.8% | $13,212-99.7% | $11,409-99.7% |