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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,392 | $96,558-94.4% | $80,977-93.3% | $273,972-98.0% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 2.60% | 15.14%-12.5pp | 17.11%-14.5pp | 41.46%-38.9pp |
| Employer contribution / active EE | $2,721 | $4,869-44.1% | $3,715-26.8% | $4,869-44.1% |
| Participant deferral / active EE | $4,073 | $6,598-38.3% | $5,696-28.5% | $5,287-23.0% |
| Admin fee / account holder | $9,535 | $7,493+27.2% | $5,517+72.8% | $10,133-5.9% |