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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,354 | $135,956-95.3% | $123,894-94.9% | $273,972-97.7% |
| Participation rate | 85.0% | 84.1%+0.9pp | 81.4%+3.6pp | 83.0%+2.0pp |
| Annual return | 8.65% | 56.63%-48.0pp | 47.52%-38.9pp | 41.46%-32.8pp |
| Employer contribution / active EE | $1,726 | $5,170-66.6% | $4,617-62.6% | $4,869-64.5% |
| Participant deferral / active EE | $2,278 | $6,343-64.1% | $5,984-61.9% | $5,287-56.9% |
| Admin fee / account holder | $759 | $9,817-92.3% | $8,357-90.9% | $10,133-92.5% |