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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,849 | $181,896-83.0% | $156,551-80.3% | $273,972-88.7% |
| Participation rate | 92.3% | 88.4%+3.9pp | 84.0%+8.3pp | 83.0%+9.3pp |
| Annual return | 11.66% | 30.74%-19.1pp | 32.23%-20.6pp | 41.46%-29.8pp |
| Employer contribution / active EE | $4,657 | $6,248-25.5% | $5,501-15.3% | $4,869-4.3% |
| Participant deferral / active EE | $4,992 | $5,550-10.0% | $4,871+2.5% | $5,287-5.6% |
| Admin fee / account holder | $749 | $15,560-95.2% | $13,028-94.3% | $10,133-92.6% |