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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,662 | $96,678-54.8% | $86,640-49.6% | $139,466-68.7% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 17.40% | 106.69%-89.3pp | 592.52%-575.1pp | 373.66%-356.3pp |
| Employer contribution / active EE | $1,280 | $3,265-60.8% | $3,024-57.7% | $4,754-73.1% |
| Participant deferral / active EE | $2,191 | $4,837-54.7% | $4,438-50.6% | $6,712-67.4% |
| Admin fee / account holder | $594 | $6,410-90.7% | $5,616-89.4% | $11,409-94.8% |