Retirement plan

ENGINEERED MATERIALS SOLUTIONS CONTRIBUTION AND 401(K) SAVINGS PLAN

Name: EMS ENGINEERED MATERIALS SOLUTIONS, LLC - ENGINEERED MATERIALS SOLUTIONS CONTRIBUTION AND 401(K) SAVINGS PLAN (2020) Form 5500
Creator: EMS ENGINEERED MATERIALS SOLUTIONS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENGINEERED MATERIALS SOLUTIONS CONTRIBUTION AND 401(K) SAVINGS PLAN, EMS ENGINEERED MATERIALS SOLUTIONS, LLC

EMS ENGINEERED MATERIALS SOLUTIONS, LLCEIN 26-0752055Plan #002PY 2020

39 PERRY AVENUE - ATTLEBORO, MA 027032417508-342-2196

Other plans on this EIN

1 filing

#003Retirement-$10.9M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$32.4M

+12.5% from 2019

Total participants

406

-4.7% from 2019

Average account balance

$82,781

+17.4% from 2019

Annual return

15.53%

-4.59 pp from 2019

Benchmarks

See 2,346 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,346 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.22M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$98K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

410

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.62M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$108

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years Filed as: MASS. MUTUAL LIFE INSURANCE COMPANY Service code 52 · EIN 04-1590850	Indirect Investment Fees	$109,970
RESOURCES INVESTMENT ADVISORS LLC1 year Filed as: RESOURCES INVESTMENT ADVISORS INC Service code 27	Advisory (Plan)	$42,008
THE ANGELL PENSION GROUP, INC.6+ years Service code 13 · EIN 04-2530412	Contract Administrator	$21,903
MASSACHUSETTS MUTUAL LIFE INS. CO.3 years Filed as: MASS MUTUAL LIFE INSURANCE COMPANY Service code 52	Indirect Investment Fees	$0
RESOURCES INVESTMENT ADVISORS LLC2 years Filed as: RESOURCES INVESTMENT ADVISORS INC. Service code 27 · EIN 43-1451524	Advisory (Plan)	$0
VICTORY1 year Service code 52 · EIN 31-6364605	Indirect Investment Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$110K

$330 / participant

Other / not subdivided$110K100.0%

% of EOY assets

0.340%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ROEDL LANGFORD DE KOCK LLP
Auditor EIN: 582594719
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$82,781

$79,519+4.1%

$95,964-13.7%

$73,412+12.8%

Participation rate

95.5%

81.2%+14.3pp

77.1%+18.4pp

72.2%+23.3pp

Annual return

15.53%

19.20%-3.7pp

91.64%-76.1pp

59.30%-43.8pp

Employer contribution / active EE

$2,218

$2,048+8.3%

$2,541-12.7%

$2,234-0.7%

Participant deferral / active EE

$4,038

$4,138-2.4%

$4,167-3.1%

$3,806+6.1%

Admin fee / account holder

$281

$184+52.6%

$6,797-95.9%

$158+78.1%

Provider

Service type

Compensation

MASSACHUSETTS MUTUAL LIFE INS. CO.6+ years

Filed as: MASS. MUTUAL LIFE INSURANCE COMPANY

Service code 52 · EIN 04-1590850

Indirect Investment Fees

$109,970

RESOURCES INVESTMENT ADVISORS LLC1 year

Filed as: RESOURCES INVESTMENT ADVISORS INC

Service code 27

Advisory (Plan)

$42,008

THE ANGELL PENSION GROUP, INC.6+ years

Service code 13 · EIN 04-2530412

Contract Administrator

$21,903

MASSACHUSETTS MUTUAL LIFE INS. CO.3 years

Filed as: MASS MUTUAL LIFE INSURANCE COMPANY

Service code 52

Indirect Investment Fees

RESOURCES INVESTMENT ADVISORS LLC2 years

Filed as: RESOURCES INVESTMENT ADVISORS INC.

Service code 27 · EIN 43-1451524

Advisory (Plan)

VICTORY1 year

Service code 52 · EIN 31-6364605

Indirect Investment Fees

ENGINEERED MATERIALS SOLUTIONS CONTRIBUTION AND 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENGINEERED MATERIALS SOLUTIONS CONTRIBUTION AND 401(K) SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion