Retirement plan

FPL ADVISORY GROUP HOLDINGS CO. EMPLOYEE STOCK OWNERSHIP PLAN

Name: FPL ADVISORY GROUP HOLDINGS CO. - FPL ADVISORY GROUP HOLDINGS CO. EMPLOYEE STOCK OWNERSHIP PLAN (2020) Form 5500
Creator: FPL ADVISORY GROUP HOLDINGS CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, FPL ADVISORY GROUP HOLDINGS CO. EMPLOYEE STOCK OWNERSHIP PLAN, FPL ADVISORY GROUP HOLDINGS CO.

FPL ADVISORY GROUP HOLDINGS CO.EIN 26-0749926Plan #002PY 2020

123 NORTH WACKER DRIVE, SUITE 2500 - CHICAGO, IL 60606312-368-0569

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$11.9M

-6.3% from 2019

Total participants

+11.7% from 2019

Average account balance

$177,081

-16.1% from 2019

Annual return

-18.62%

-36.92 pp from 2019

Benchmarks

See 26,418 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort26,418 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.37M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$99K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

105

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.47M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$27K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-42.85%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3723

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2I2P3I2Q

Plan features

2E
Profit-sharing
Profit-sharing plan.
2I
Stock bonus
Stock bonus plan.
2P
Leveraged ESOP
Employee stock ownership plan that acquires employer securities with borrowed money or other debt-financing techniques.
2Q
ESOP maintained by an S corporation
The employer maintaining this ESOP is an S corporation.
3I
Employer securities investment required
Plan requiring that all or part of employer contributions be invested and held at least for a limited period in employer securities.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$486K

$10557 / participant

Other / not subdivided$486K100.0%

% of EOY assets

4.093%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$177,081

$98,776+79.3%

$149,745+18.3%

$79,856+121.8%

Participation rate

100.0%

75.8%+24.2pp

82.5%+17.5pp

69.6%+30.4pp

Annual return

-18.62%

27.38%-46.0pp

276.72%-295.3pp

31.71%-50.3pp

Employer contribution / active EE

$34,041

$3,217+958.1%

$4,646+632.8%

$2,471+1277.5%

Participant deferral / active EE

$5,681-100.0%

$6,843-100.0%

$3,741-100.0%

Admin fee / account holder

$7,248

$6,053+19.7%

$9,312-22.2%

$5,306+36.6%

FPL ADVISORY GROUP HOLDINGS CO. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

FPL ADVISORY GROUP HOLDINGS CO. EMPLOYEE STOCK OWNERSHIP PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion