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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,921 | $175,231-82.4% | $149,696-79.3% | $139,466-77.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 26.93% | 166.77%-139.8pp | 134.46%-107.5pp | 373.66%-346.7pp |
| Employer contribution / active EE | $2,206 | $5,478-59.7% | $4,821-54.2% | $4,754-53.6% |
| Participant deferral / active EE | $4,948 | $6,521-24.1% | $5,682-12.9% | $6,712-26.3% |
| Admin fee / account holder | $319 | $16,155-98.0% | $13,212-97.6% | $11,409-97.2% |