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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,600 | $183,539-79.5% | $155,556-75.8% | $145,897-74.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 23.07% | 61.31%-38.2pp | 64.84%-41.8pp | 552.29%-529.2pp |
| Employer contribution / active EE | $1,884 | $5,315-64.6% | $4,675-59.7% | $4,663-59.6% |
| Participant deferral / active EE | $3,511 | $6,467-45.7% | $5,631-37.7% | $6,689-47.5% |
| Admin fee / account holder | $936 | $19,275-95.1% | $15,885-94.1% | $13,390-93.0% |