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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,356 | $102,938-64.7% | $94,105-61.4% | $138,895-73.8% |
| Participation rate | 82.4% | 74.6%+7.7pp | 71.9%+10.4pp | 79.9%+2.4pp |
| Annual return | 17.62% | 250.28%-232.7pp | 204.55%-186.9pp | 145.39%-127.8pp |
| Employer contribution / active EE | $585 | $2,732-78.6% | $2,504-76.7% | $4,194-86.1% |
| Participant deferral / active EE | $3,592 | $4,196-14.4% | $3,881-7.4% | $6,396-43.8% |
| Admin fee / account holder | $4,952 | $6,600-25.0% | $6,199-20.1% | $12,562-60.6% |