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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,727 | $110,039-75.7% | $97,260-72.5% | $145,884-81.7% |
| Participation rate | 90.9% | 75.9%+15.0pp | 72.7%+18.2pp | 80.3%+10.6pp |
| Annual return | 13.03% | 244.44%-231.4pp | 75.54%-62.5pp | 551.85%-538.8pp |
| Employer contribution / active EE | $783 | $3,074-74.5% | $2,721-71.2% | $4,662-83.2% |
| Participant deferral / active EE | $5,349 | $4,674+14.4% | $4,262+25.5% | $6,690-20.0% |
| Admin fee / account holder | $1,029 | $6,204-83.4% | $5,640-81.8% | $13,392-92.3% |