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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,769 | $93,346-85.2% | $71,796-80.8% | $273,972-95.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 4.57% | 130.39%-125.8pp | 78.04%-73.5pp | 41.46%-36.9pp |
| Employer contribution / active EE | $1,543 | $2,733-43.5% | $1,924-19.8% | $4,869-68.3% |
| Participant deferral / active EE | $1,960 | $3,475-43.6% | $2,794-29.9% | $5,287-62.9% |
| Admin fee / account holder | $12,534 | $6,571+90.8% | $4,815+160.3% | $10,133+23.7% |