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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,355 | $198,461-75.6% | $170,436-71.6% | $147,585-67.2% |
| Participation rate | 80.0% | 88.0%-8.0pp | 83.6%-3.6pp | 82.8%-2.8pp |
| Annual return | 24.87% | 257.30%-232.4pp | 205.94%-181.1pp | 578.57%-553.7pp |
| Employer contribution / active EE | $1,832 | $6,184-70.4% | $5,433-66.3% | $4,876-62.4% |
| Participant deferral / active EE | $9,992 | $5,629+77.5% | $4,939+102.3% | $5,439+83.7% |
| Admin fee / account holder | $4,095 | $16,852-75.7% | $13,880-70.5% | $10,885-62.4% |