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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,461 | $56,287-53.0% | $80,977-67.3% | $62,881-57.9% |
| Participation rate | 46.5% | 68.9%-22.4pp | 75.8%-29.3pp | 69.3%-22.8pp |
| Annual return | 10.26% | 22.13%-11.9pp | 17.11%-6.8pp | 20.14%-9.9pp |
| Employer contribution / active EE | $0 | $1,943-100.0% | $3,715-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $3,096 | $4,196-26.2% | $5,696-45.7% | $3,203-3.3% |
| Admin fee / account holder | $6 | $3,742-99.8% | $5,517-99.9% | $4,296-99.9% |