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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $729,787 | $118,877+513.9% | $96,570+655.7% | $167,536+335.6% |
| Participation rate | 60.0% | 75.5%-15.5pp | 69.8%-9.8pp | 82.1%-22.1pp |
| Annual return | 19.37% | 50.50%-31.1pp | 37.79%-18.4pp | 478.82%-459.4pp |
| Employer contribution / active EE | $14,255 | $3,121+356.8% | $2,357+504.8% | $4,839+194.6% |
| Participant deferral / active EE | $10,400 | $4,617+125.3% | $3,849+170.2% | $6,342+64.0% |
| Admin fee / account holder | $7,543 | $8,069-6.5% | $6,182+22.0% | $12,315-38.7% |