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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,958 | $77,816-65.4% | $123,552-78.2% | $64,173-58.0% |
| Participation rate | 64.6% | 74.7%-10.1pp | 82.3%-17.7pp | 69.6%-5.0pp |
| Annual return | -7.87% | 12.49%-20.4pp | 119.20%-127.1pp | 7.63%-15.5pp |
| Employer contribution / active EE | $2,134 | $3,014-29.2% | $4,628-53.9% | $2,381-10.4% |
| Participant deferral / active EE | $4,898 | $5,240-6.5% | $6,426-23.8% | $3,470+41.2% |
| Admin fee / account holder | $166 | $5,519-97.0% | $9,285-98.2% | $4,887-96.6% |