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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,004 | $144,130-90.3% | $117,860-88.1% | $147,585-90.5% |
| Participation rate | 90.0% | 83.4%+6.6pp | 79.7%+10.3pp | 82.8%+7.2pp |
| Annual return | 22.69% | 531.20%-508.5pp | 335.10%-312.4pp | 578.58%-555.9pp |
| Employer contribution / active EE | $2,628 | $4,897-46.3% | $3,786-30.6% | $4,876-46.1% |
| Participant deferral / active EE | $3,487 | $5,316-34.4% | $4,482-22.2% | $5,439-35.9% |
| Admin fee / account holder | $520 | $10,887-95.2% | $8,021-93.5% | $10,886-95.2% |