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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,288 | $83,337-16.9% | $67,834+2.1% | $273,972-74.7% |
| Participation rate | 50.0% | 76.4%-26.4pp | 68.8%-18.8pp | 83.0%-33.0pp |
| Annual return | 5.27% | 259.45%-254.2pp | 138.47%-133.2pp | 41.46%-36.2pp |
| Employer contribution / active EE | $1,582 | $3,287-51.9% | $2,403-34.2% | $4,869-67.5% |
| Participant deferral / active EE | $4,103 | $4,088+0.4% | $3,160+29.8% | $5,287-22.4% |
| Admin fee / account holder | $7,481 | $6,752+10.8% | $4,622+61.9% | $10,133-26.2% |