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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,698 | $198,457-80.5% | $170,435-77.3% | $147,586-73.8% |
| Participation rate | 83.3% | 88.0%-4.6pp | 83.6%-0.3pp | 82.8%+0.5pp |
| Annual return | 16.16% | 257.30%-241.1pp | 205.94%-189.8pp | 578.59%-562.4pp |
| Employer contribution / active EE | $4,330 | $6,183-30.0% | $5,432-20.3% | $4,876-11.2% |
| Participant deferral / active EE | $3,925 | $5,629-30.3% | $4,939-20.5% | $5,439-27.8% |
| Admin fee / account holder | $1,304 | $16,852-92.3% | $13,881-90.6% | $10,886-88.0% |