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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,724 | $135,956-83.3% | $123,894-81.7% | $273,972-91.7% |
| Participation rate | 78.6% | 84.1%-5.5pp | 81.4%-2.8pp | 83.0%-4.4pp |
| Annual return | 10.90% | 56.63%-45.7pp | 47.52%-36.6pp | 41.46%-30.6pp |
| Employer contribution / active EE | $1,843 | $5,170-64.4% | $4,617-60.1% | $4,869-62.2% |
| Participant deferral / active EE | $7,280 | $6,343+14.8% | $5,984+21.7% | $5,287+37.7% |
| Admin fee / account holder | $356 | $9,817-96.4% | $8,357-95.7% | $10,133-96.5% |