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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,009 | $102,385-29.7% | $147,080-51.0% | $80,935-11.0% |
| Participation rate | 86.2% | 75.9%+10.3pp | 82.2%+4.0pp | 67.7%+18.5pp |
| Annual return | 16.05% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.6pp |
| Employer contribution / active EE | $2,933 | $3,717-21.1% | $4,933-40.6% | $2,757+6.4% |
| Participant deferral / active EE | $6,919 | $6,651+4.0% | $8,066-14.2% | $4,299+60.9% |
| Admin fee / account holder | $1,139 | $7,951-85.7% | $12,989-91.2% | $6,924-83.6% |