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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,404 | $56,894-57.1% | $84,753-71.2% | $62,881-61.2% |
| Participation rate | 75.0% | 68.5%+6.5pp | 76.6%-1.6pp | 69.3%+5.7pp |
| Annual return | 3.99% | 6.30%-2.3pp | 22.78%-18.8pp | 20.14%-16.2pp |
| Employer contribution / active EE | $4,639 | $2,400+93.3% | $3,574+29.8% | $2,281+103.4% |
| Participant deferral / active EE | $2,395 | $2,709-11.6% | $3,712-35.5% | $3,203-25.2% |
| Admin fee / account holder | $3,669 | $3,581+2.5% | $5,333-31.2% | $4,296-14.6% |