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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,524 | $63,346-53.4% | $92,239-68.0% | $70,124-57.9% |
| Participation rate | 91.7% | 68.7%+23.0pp | 76.5%+15.2pp | 69.5%+22.1pp |
| Annual return | 9.90% | 530.19%-520.3pp | 176.29%-166.4pp | 73.14%-63.2pp |
| Employer contribution / active EE | $5,852 | $2,471+136.8% | $3,680+59.0% | $2,342+149.8% |
| Participant deferral / active EE | $2,275 | $2,854-20.3% | $3,897-41.6% | $3,332-31.7% |
| Admin fee / account holder | $470 | $3,841-87.8% | $5,194-90.9% | $4,645-89.9% |