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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,172 | $135,956-67.5% | $123,894-64.3% | $273,972-83.9% |
| Participation rate | 83.3% | 84.1%-0.7pp | 81.4%+1.9pp | 83.0%+0.3pp |
| Annual return | 7.57% | 56.63%-49.1pp | 47.52%-39.9pp | 41.46%-33.9pp |
| Employer contribution / active EE | $2,445 | $5,170-52.7% | $4,617-47.0% | $4,869-49.8% |
| Participant deferral / active EE | $4,832 | $6,343-23.8% | $5,984-19.3% | $5,287-8.6% |
| Admin fee / account holder | $1,059 | $9,817-89.2% | $8,357-87.3% | $10,133-89.5% |