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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,362 | $197,637-3.7% | $177,848+7.0% | $158,982+19.7% |
| Participation rate | 90.9% | 88.5%+2.4pp | 87.7%+3.2pp | 82.0%+8.9pp |
| Annual return | 18.71% | 58.77%-40.1pp | 48.33%-29.6pp | 302.99%-284.3pp |
| Employer contribution / active EE | $7,443 | $6,698+11.1% | $5,919+25.8% | $4,763+56.3% |
| Participant deferral / active EE | $8,893 | $8,405+5.8% | $7,714+15.3% | $5,983+48.6% |
| Admin fee / account holder | $46,476 | $15,406+201.7% | $12,431+273.9% | $11,252+313.1% |