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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,704 | $29,667-26.8% | $56,441-61.5% | $80,874-73.2% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.6%+32.4pp |
| Annual return | 0.94% | 35.22%-34.3pp | 1704.21%-1703.3pp | 35.62%-34.7pp |
| Employer contribution / active EE | $4,393 | $669+556.2% | $1,039+322.7% | $2,756+59.4% |
| Participant deferral / active EE | $0 | $1,227-100.0% | $1,953-100.0% | $4,297-100.0% |
| Admin fee / account holder | $561 | $2,429-76.9% | $2,829-80.2% | $6,935-91.9% |