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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,352 | $90,486-90.8% | $78,676-89.4% | $273,972-97.0% |
| Participation rate | 85.0% | 76.5%+8.5pp | 73.6%+11.4pp | 83.0%+2.0pp |
| Annual return | 8.35% | 75.62%-67.3pp | 62.19%-53.8pp | 41.46%-33.1pp |
| Employer contribution / active EE | $690 | $3,175-78.3% | $2,850-75.8% | $4,869-85.8% |
| Participant deferral / active EE | $2,525 | $3,901-35.3% | $3,517-28.2% | $5,287-52.2% |
| Admin fee / account holder | $516 | $5,263-90.2% | $4,510-88.5% | $10,133-94.9% |