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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,187 | $150,446-68.0% | $136,297-64.6% | $147,585-67.3% |
| Participation rate | 50.0% | 84.4%-34.4pp | 81.9%-31.9pp | 82.8%-32.8pp |
| Annual return | 18.90% | 1049.14%-1030.2pp | 5156.19%-5137.3pp | 578.58%-559.7pp |
| Employer contribution / active EE | $2,158 | $5,256-59.0% | $4,696-54.0% | $4,876-55.8% |
| Participant deferral / active EE | $5,320 | $6,631-19.8% | $6,247-14.8% | $5,439-2.2% |
| Admin fee / account holder | $5,052 | $10,906-53.7% | $9,244-45.4% | $10,886-53.6% |