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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,929 | $82,523-86.8% | $115,752-90.6% | $70,126-84.4% |
| Participation rate | 93.5% | 74.0%+19.5pp | 77.8%+15.7pp | 69.5%+23.9pp |
| Annual return | 15.73% | 28.22%-12.5pp | 19.41%-3.7pp | 73.15%-57.4pp |
| Employer contribution / active EE | $1,105 | $2,758-59.9% | $3,492-68.3% | $2,343-52.8% |
| Participant deferral / active EE | $1,148 | $4,062-71.7% | $5,204-77.9% | $3,332-65.5% |
| Admin fee / account holder | $2,954 | $4,552-35.1% | $6,278-52.9% | $4,645-36.4% |