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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,054 | $72,071-84.7% | $68,368-83.8% | $137,256-91.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.24% | 353.14%-339.9pp | 292.57%-279.3pp | 220.34%-207.1pp |
| Employer contribution / active EE | $284 | $2,788-89.8% | $2,649-89.3% | $4,156-93.2% |
| Participant deferral / active EE | $1,621 | $4,410-63.2% | $4,123-60.7% | $6,407-74.7% |
| Admin fee / account holder | $1,973 | $5,336-63.0% | $5,150-61.7% | $12,270-83.9% |