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| Provider | Service type | Compensation |
|---|---|---|
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Service code 15 · EIN 13-3689044 | Recordkeeping | $70,511 |
CAPFINANCIAL PARTNERS LLC4 years Service code 16 · EIN 26-0058143 | Consulting | $39,378 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,151 | $50,860-62.3% | $155,574-87.7% | $77,714-75.4% |
| Participation rate | 84.8% | 63.1%+21.6pp | 78.2%+6.6pp | 70.6%+14.2pp |
| Annual return | 15.57% | 34.86%-19.3pp | 64.87%-49.3pp | 31.26%-15.7pp |
| Employer contribution / active EE | $1,558 | $1,991-21.7% | $4,676-66.7% | $2,727-42.9% |
| Participant deferral / active EE | $2,619 | $2,825-7.3% | $5,629-53.5% | $4,649-43.7% |
| Admin fee / account holder | $168 | $436-61.4% | $15,914-98.9% | $433-61.2% |