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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,265 | $56,287-85.3% | $80,977-89.8% | $62,881-86.9% |
| Participation rate | 71.4% | 68.9%+2.5pp | 75.8%-4.4pp | 69.3%+2.1pp |
| Annual return | 41.94% | 22.13%+19.8pp | 17.11%+24.8pp | 20.14%+21.8pp |
| Employer contribution / active EE | $1,536 | $1,943-21.0% | $3,715-58.7% | $2,281-32.7% |
| Participant deferral / active EE | $3,437 | $4,196-18.1% | $5,696-39.7% | $3,203+7.3% |
| Admin fee / account holder | $507 | $3,742-86.5% | $5,517-90.8% | $4,296-88.2% |