Filed August 1, 2025
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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.10+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $31,082 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $30,187 |
RSM US LLP9 years Service code 10 · EIN 42-0714325 | Accounting | $13,388 |
Filed as: MARCADO Service code 16 · EIN 82-1492364 | Consulting | $11,875 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,330 | $2,687,218-97.9% | $165,071-66.5% | $199,960-72.3% |
| Participation rate | 81.8% | 78.3%+3.6pp | 78.6%+3.2pp | 72.0%+9.8pp |
| Annual return | 15.52% | 17.94%-2.4pp | 70.17%-54.6pp | 34.28%-18.8pp |
| Employer contribution / active EE | $977 | $2,958-67.0% | $4,347-77.5% | $3,036-67.8% |
| Participant deferral / active EE | $3,417 | $5,002-31.7% | $6,035-43.4% | $5,087-32.8% |
| Admin fee / account holder | $57 | $1,988-97.1% | $12,695-99.5% | $269-78.7% |