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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,840 | $138,068-79.1% | $125,358-77.0% | $134,493-78.6% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -20.59% | 750.30%-770.9pp | 572.03%-592.6pp | 418.01%-438.6pp |
| Employer contribution / active EE | $2,087 | $5,244-60.2% | $4,814-56.6% | $4,740-56.0% |
| Participant deferral / active EE | $12,977 | $7,799+66.4% | $7,447+74.3% | $6,400+102.8% |
| Admin fee / account holder | $1,421 | $11,568-87.7% | $10,007-85.8% | $11,425-87.6% |