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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,911 | $160,070-22.6% | $147,117-15.8% | $145,897-15.1% |
| Participation rate | 47.4% | 84.0%-36.7pp | 82.2%-34.8pp | 80.3%-32.9pp |
| Annual return | 15.98% | 98.69%-82.7pp | 420.54%-404.6pp | 552.29%-536.3pp |
| Employer contribution / active EE | $1,087 | $5,285-79.4% | $4,932-78.0% | $4,663-76.7% |
| Participant deferral / active EE | $4,580 | $8,419-45.6% | $8,065-43.2% | $6,689-31.5% |
| Admin fee / account holder | $9,777 | $15,035-35.0% | $12,993-24.8% | $13,390-27.0% |