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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,575 | $75,962-63.7% | $154,111-82.1% | $64,173-57.0% |
| Participation rate | 27.4% | 70.4%-43.0pp | 83.0%-55.6pp | 69.6%-42.2pp |
| Annual return | -5.44% | 30.32%-35.8pp | 735.18%-740.6pp | 7.63%-13.1pp |
| Employer contribution / active EE | $553 | $3,350-83.5% | $5,298-89.6% | $2,381-76.8% |
| Participant deferral / active EE | $1,085 | $3,175-65.8% | $5,081-78.7% | $3,470-68.7% |
| Admin fee / account holder | $4,471 | $5,589-20.0% | $13,411-66.7% | $4,887-8.5% |