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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,622 | $150,447-51.7% | $136,298-46.7% | $147,586-50.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 27.84% | 1049.15%-1021.3pp | 5156.27%-5128.4pp | 578.59%-550.8pp |
| Employer contribution / active EE | $10,741 | $5,256+104.3% | $4,696+128.7% | $4,876+120.3% |
| Participant deferral / active EE | $13,709 | $6,631+106.7% | $6,247+119.4% | $5,439+152.1% |
| Admin fee / account holder | $4,885 | $10,906-55.2% | $9,244-47.2% | $10,886-55.1% |