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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,994 | $96,419-91.7% | $80,648-90.1% | $139,487-94.3% |
| Participation rate | 55.6% | 73.6%-18.1pp | 67.0%-11.5pp | 80.3%-24.8pp |
| Annual return | 0.00% | 1352.86%-1352.9pp | 937.21%-937.2pp | 373.84%-373.8pp |
| Employer contribution / active EE | $1,478 | $3,261-54.7% | $2,724-45.7% | $4,755-68.9% |
| Participant deferral / active EE | $6,069 | $5,225+16.2% | $4,443+36.6% | $6,713-9.6% |
| Admin fee / account holder | $885 | $6,605-86.6% | $5,382-83.6% | $11,407-92.2% |