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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,454 | $97,125-83.1% | $86,233-80.9% | $137,256-88.0% |
| Participation rate | 36.4% | 74.2%-37.8pp | 69.0%-32.7pp | 80.0%-43.6pp |
| Annual return | 20.42% | 74.19%-53.8pp | 61.39%-41.0pp | 220.34%-199.9pp |
| Employer contribution / active EE | $1,659 | $2,841-41.6% | $2,504-33.8% | $4,156-60.1% |
| Participant deferral / active EE | $6,038 | $5,180+16.6% | $4,559+32.4% | $6,407-5.8% |
| Admin fee / account holder | $2,202 | $9,725-77.4% | $8,342-73.6% | $12,270-82.1% |