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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,120 | $48,364-2.6% | $71,796-34.4% | $62,881-25.1% |
| Participation rate | 93.1% | 60.6%+32.5pp | 69.1%+24.0pp | 69.3%+23.8pp |
| Annual return | 9.07% | 13.16%-4.1pp | 78.04%-69.0pp | 20.14%-11.1pp |
| Employer contribution / active EE | $3,044 | $1,042+192.1% | $1,924+58.2% | $2,281+33.4% |
| Participant deferral / active EE | $8,026 | $2,091+283.8% | $2,794+187.2% | $3,203+150.6% |
| Admin fee / account holder | $5,551 | $3,771+47.2% | $4,815+15.3% | $4,296+29.2% |