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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,651 | $138,075+49.7% | $123,552+67.3% | $135,379+52.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -8.46% | 153.70%-162.2pp | 119.20%-127.7pp | 519.79%-528.2pp |
| Employer contribution / active EE | $9,279 | $5,152+80.1% | $4,628+100.5% | $4,779+94.2% |
| Participant deferral / active EE | $23,435 | $6,800+244.7% | $6,426+264.7% | $5,609+317.8% |
| Admin fee / account holder | $4,144 | $10,917-62.0% | $9,285-55.4% | $10,828-61.7% |